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Easy Way to Apply for Home Equity Loan

The short guide to applying for a home equity loan with us

1

SIGNING UP

You get:

  • Initial loan proposal
  • Assistance by a loan consultant

Steps:

  1. Sign up as a borrower by completing registration form at infinid.id/pre-qualify and get initial loan proposal over WhatsApp
  2. Our loan consultant will reach out and start assisting for the rest of the process

Requirements:

  • General:
    • Has verifiable income
    • Property deed in the form of SHM, SHGB dan SHMSRS
  • At this stage, we do not require any documents to be attached

2

COMPLETE APPLICATION FORM

You get:

  • Loan proposal

Steps:

  1. Complete the required documents in application form by logging to infinid.id/login
  2. Our team or banking partners will visit you to verify your application
  3. Get loan proposal from our banking partners

Requirements:

  • Scan or photo of:
    • KTP Kartu Keluarga Latest 3 months bank statements Property deeds Photo of property
  • We might require additional documents for the application process

3

SIGN LOAN CONTRACT

You get:

  • Loan contract
  • Loan disbursement

Steps:

  1. Prepare the required physical documents for the signing process
  2. Sign loan contract with our banking partners
  3. Start withdrawing after contract signing

Requirements:

Additional document required:
  • Personal
    • Spouse’s KTP
    • Deed of marriage / divorce
  • Salary slip
  • Letter of employment
  • Property related
    • IMB
    • Slip PBB/SPPT
    • Bukti bayar PBB
  • Financial report / summary (for entrepreneur
  • Company legal documents (for entrepreneur)

PT. Inovasi Finansial Untuk Indonesia

Dutamas Fatmawati Blok A1 No.5, Jl. RS Fatmawati 39, Cipete Utara, Kebayoran Baru, Jakarta Selatan 12150

Contact US

PT Inovasi Finansial Untuk Indonesia (infinID) is an Indonesian legal entity that has been approved by the Ministry of Law and Human Rights and officially registered as a domestic Electronic System Provider under the Ministry of Communications and Informatics based on License No. 008554.01/DJAI.PSE/11/2022.

InfinID has also been officially registered as a Digital Financial Innovation (IKD) Provider under the auspices of the Indonesia Financial Services Authority (OJK) under OJK Letter No. S-135/NB.22/2023. We are also a member of AFTECH (Indonesia's Fintech Association) under Membership No. 680/REG/AFT/SU.

Kontak Perlindungan Konsumen | Direktorat Jenderal Perlindungan Konsumen dan Tata Tertib Niaga | Kementerian Perdagangan Republik Indonesia | Nomor Whatsapp: 0853 1111 1010

© 2024 InfinID

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